Welcome to Accessible Healthcare at North Alabama Bone & Joint Clinic
At North Alabama Bone & Joint Clinic, we believe financial concerns should never keep you from receiving the expert care you deserve. That’s why we’ve partnered with iVitaFi to offer 0% interest financing—so you can focus on healing, not the cost of treatment.
Whether you’re preparing for a routine procedure, recovering from surgery, or undergoing a more specialized treatment, our financing options make it easier to get the care you need without added financial stress.

What is 0% Interest Financing?
Our 0% interest financing plan is designed to help you manage medical expenses in a way that works for your budget. With no interest and flexible payment terms, you can focus on your recovery without worrying about how to pay for it. This plan allows you to break up the cost of your care into manageable payments over time—all with zero interest!
How Does It Work?
1. Simple Application Process
2. Transparent & Flexible
A one-time down payment applies, with repayment terms available for up to 36 months. You’ll never face penalties for early payoff.
3. Convenient Payment Options
Once approved, you can make payments via automatic electronic transfers (ACH) or debit card. You’ll also have 24/7 online account access from your phone or computer.
Why Choose NABJC’s 0% Interest Financing?
- No Interest: You’ll never pay more than your original medical balance.
- No Credit Impact to Apply: Our application won’t affect your credit score, and we welcome all credit profiles.
- Flexible, Patient-Centered Plans: Choose repayment terms that fit your needs and budget.
Who Can Benefit?
This financing option is available to all NABJC patients and can be used for:
- Surgeries
- Physical therapy
- Diagnostic imaging
- Follow-up care
- And more
You can even extend the plan to cover medical expenses for your spouse or dependents under the same agreement.
Get Started Today
Take the next step toward better health without the financial burden.
Apply for 0% interest financing today and start your treatment right away.
North Alabama Bone & Joint Clinic — delivering exceptional orthopaedic care with compassion, advanced expertise, and a strong commitment to our community—and now, f inancial peace of mind.